At first glance I was a bit confused but once I read over the description it fit me very well. This is what it said, "You are actively engaged in learning about financial matters. You seek information from multiple sources and explore different approaches to managing your finances. You think before making financial choices and are flexible when it comes to making decisions. However, when you make a financial decision, you are committed to that choice. You take initiative to figure out responsible money management skills on your own."
Wow lots of words right! Honestly, it really described me well as a person. I love learning how to do things several different ways but once I find one I love, I stick with it!!
Some questions I was asked to answer were these:
- What are the pros and cons of this decision? Is there a more efficient or effective way way to achieve my goal?
- How could I be doing more to invest in my future?
- Should I talk to a financial professional before making this decision?
- How could I be doing more to reach my short-and long-term goals?
- What adjustments could I make to my budget to reach my goals faster?
Number 1, pros and cons are lists are my favorite things ever!! When I went through rush every night I would sit down and make a long pros and cons list about all my choices, it helped calm me a bit in such a tough situation. I think looking at more effective and efficient ways to do things is important for me. I may get stuck on one of doing things and maybe there is a better way to do them.
Number 2, investing in my future is a big deal for me. My college may be 6-8 years depending on if/when I get more doctorate. It will be a steep climb but one worth while. Maybe setting aside more of my money would help me get prepared to save up for those expensive college bills!
Number 3, talking to a professional is always a good idea. Come on, they know what they are talking about(no matter how crazy they may see). Consulting a financial professional before I dive into something would really help me.
Number 4, this one kinda ties into number 2. Long term budgeting and watching how much I spend. Short term making I spend less money then I get and buy only needs and not wants. I am a very goal oriented person I so understand well how short term and long term goals work!
Finally number 5, also ties into number 2! If I really put just a little bit more effort into budgeting it would really help me in the long run. It sounds a bit clique but hey it is gonna work for the best, right?
Overall this budgeting quiz gave me some great insights on how to spend/save my money in a way that works for me!
Number 2, investing in my future is a big deal for me. My college may be 6-8 years depending on if/when I get more doctorate. It will be a steep climb but one worth while. Maybe setting aside more of my money would help me get prepared to save up for those expensive college bills!
Number 3, talking to a professional is always a good idea. Come on, they know what they are talking about(no matter how crazy they may see). Consulting a financial professional before I dive into something would really help me.
Number 4, this one kinda ties into number 2. Long term budgeting and watching how much I spend. Short term making I spend less money then I get and buy only needs and not wants. I am a very goal oriented person I so understand well how short term and long term goals work!
Finally number 5, also ties into number 2! If I really put just a little bit more effort into budgeting it would really help me in the long run. It sounds a bit clique but hey it is gonna work for the best, right?
Overall this budgeting quiz gave me some great insights on how to spend/save my money in a way that works for me!
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